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High Point NC Down Payment Help for Voucher Holders

High Point Housing Authority Homeownership ProgramAdministered by Housing Authority of the City of High PointAssistanceNorth Carolina

Reviewed by Tyler Thompson, holds real estate licenses in North Carolina and South Carolina

Published · Facts verified against the official source

What Is the High Point Housing Authority Homeownership Program?

The High Point Housing Authority Homeownership Program is a North Carolina homebuyer program that gives a current Housing Choice Voucher participant a monthly mortgage subsidy, a different kind of help from lump-sum down payment assistance. It is run by the Housing Authority of the City of High Point (HPHA) and is meant for voucher holders who want to buy a home they will live in.

The record does not state a maximum amount, an income limit, a price limit or the loan types it works with, so those details come from HPHA.

High Point Housing Authority Homeownership Program at a glance

Kind of help
A assistance.
First-time buyers only?
Yes. You must be a first-time buyer.
Homebuyer education
Required.
Buyer contribution
At least $1,000 of your own money
Employment
Full-time for at least two years
Voucher history
At least one year in HPHA's voucher program
Current funding status
Funding status could not be confirmed.
Who runs it
Housing Authority of the City of High Point

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Who Qualifies for the High Point Homeownership Program?

HPHA states these requirements. HPHA decides who qualifies.

  • Voucher history: you hold a voucher and have taken part in HPHA's Housing Choice Voucher Program for at least one year.
  • Income: gross annual income of at least $17,000, not counting welfare assistance. An elderly or disabled family uses the monthly SSI benefit for a single individual multiplied by twelve.
  • Employment: continuous full-time work for at least two years.
  • Debts: no debt owed to HPHA or another housing authority or federally assisted housing program.
  • Your own money: at least $1,000 of the down payment from your own funds.
  • First-time buyers: the participant must be a first-time homebuyer.
  • Occupancy: the home must be your own residence.

HPHA says there are some exceptions for households with disabled family members, and does not say which ones.

How Do You Apply for the High Point Homeownership Program?

Current Housing Choice Voucher participants contact the Homeownership Coordinator at HPHA, 336-878-2300, for program information and next steps.

Participants must attend a HUD-approved Homeownership Counseling Program and Credit and Budget Counseling Programs. To see how this compares with other help, compare North Carolina down payment assistance programs or see which programs may fit you.

Is the High Point Homeownership Program Taking New Participants?

The record lists funding as unknown. HPHA's page, checked on October 5, 2026, describes the program but does not say whether new homeownership subsidies are available or whether there is a separate waiting list. Ask the Homeownership Coordinator before you plan around it.

The record also leaves open how the monthly subsidy is worked out, where in the area you may buy, and what price, property-type and mortgage rules apply.

Questions about High Point Housing Authority Homeownership Program

Who can use the High Point Housing Authority Homeownership Program?

Current Housing Choice Voucher participants who have been in HPHA's voucher program for at least one year. HPHA also requires full-time work for two years, no debt to a housing authority and a first-time homebuyer.

Does the High Point Homeownership Program give down payment assistance?

The record describes a monthly mortgage subsidy for a voucher participant buying a home, not a down payment grant or loan. You must provide at least $1,000 of the down payment from your own funds.

What is the income requirement for the High Point Homeownership Program?

HPHA states gross annual income of at least $17,000, excluding welfare assistance. An elderly or disabled family uses the monthly SSI benefit for a single individual multiplied by twelve.

Can repeat buyers use the High Point Homeownership Program?

No. The participant must be a first-time homebuyer. HPHA notes exceptions for households with disabled family members but does not say whether any covers this rule.

Is homebuyer counseling required for the High Point Homeownership Program?

Yes. Participants must attend a HUD-approved Homeownership Counseling Program and Credit and Budget Counseling Programs.

How do you apply for the High Point Homeownership Program?

Call the Homeownership Coordinator at HPHA, 336-878-2300. The program is for current Housing Choice Voucher participants.

Complete High Point Housing Authority Homeownership Program program record

The nineteen things a buyer needs to know, in the same order on every program page, each checked against the program’s official sources. Where the program does not state one, this says so.

  • 19 program details reviewed; 9 stated by the program
  • 3 official sources checked from Housing Authority of the City of High Point
  • Last verified October 6, 2026
  • Current funding status could not be confirmed
View all 19 verified program details ↓

  1. 1 of 19

    Program name

    High Point Housing Authority Homeownership Program

    From the official source

  2. 2 of 19

    Who runs it

    Housing Authority of the City of High Point

    336-878-2300

    From the official source

  3. 3 of 19

    Kind of help

    A assistance.

    Monthly mortgage subsidy for an eligible current Housing Choice Voucher participant purchasing a home.

    From the official source
    • “If you are a currently a participant in HPHA’s Housing Choice Voucher Program, you can continue to use your voucher to subsidize your rent payments or you can use your voucher to make owning a home affordable. The homeownership mortgage subsidy program works like the rental subsidy program with one key difference.”

      https://hpha.net/page.asp?urh=HCVResidentPrograms · Homeownership Program paragraph

    • “Homeownership Program – gives a current voucher holder who is a first-time homeowner the ability to purchase a home and receive a monthly mortgage subsidy”

      https://hpha.net/page.asp?urh=HCVResidentPrograms · Resident Programs, Homeownership Program paragraph

  4. 4 of 19

    Maximum amount

    The program does not state this. Ask the administrator before relying on it.

  5. 5 of 19

    Amount tiers

    The program does not state this. Ask the administrator before relying on it.

  6. 6 of 19

    Forgiveness, interest and term

    The program does not state this. Ask the administrator before relying on it.

  7. 7 of 19

    Income limit

    The program does not state this. Ask the administrator before relying on it.

  8. 8 of 19

    First-time buyer rule

    Yes. You must be a first-time buyer.

    The participant must be a first-time homebuyer; the page notes exceptions to some requirements for households with disabled family members but does not specify an exception to the first-time-buyer rule.

    From the official source
    • “You must be a first time homebuyer.”

      https://hpha.net/page.asp?urh=HCVResidentPrograms · Eligibility Requirements, bullet list

    • “Homeownership is available to individuals who have a voucher and have been participating in HPHA’s Housing Choice Voucher (HCV) Program for at least one year. All households, including elderly and disabled heads-of-household are eligible to purchase a home. Other eligibility requirements are listed below. However, there are some exceptions to these requirements for households with disabled family members.”

      https://hpha.net/page.asp?urh=HCVResidentPrograms · Eligibility Requirements introduction and bullets

  9. 9 of 19

    Maximum home price

    The program does not state this. Ask the administrator before relying on it.

  10. 10 of 19

    Other must-know rules

    You must live in the home as your primary residence.

    Homeownership is available to individuals who have a voucher and have participated in HPHA's Housing Choice Voucher Program for at least one year. Gross annual income must be at least $17,000 excluding welfare assistance, except an elderly or disabled family uses the monthly SSI benefit for a single individual multiplied by twelve. The participant must be continuously employed full-time for at least two years, owe no debt to HPHA or another housing authority/federally assisted housing program, and provide at least $1,000 of the down payment from their own funds. HPHA states there are some exceptions to requirements for households with disabled family members.

    From the official source
    • “Homeownership is available to individuals who have a voucher and have been participating in HPHA’s Housing Choice Voucher (HCV) Program for at least one year. ... You must have gross annual income of at least $17,000 (welfare assistance excluded) except for an elderly or disabled family, where the minimum income will be equal to the monthly SSI benefit for a single individual multiplied by twelve. ... You must be continuously employed full-time for at least 2 years ... You must not owe any debt to HPHA or any other Housing Authority or federally assisted housing program. ... You must have at least $1,000.00 of the down payment from your own funds”

      https://hpha.net/page.asp?urh=HCVResidentPrograms · Eligibility Requirements, paragraphs and bullet list

    • “The family must use the assisted unit for a residence by the family. The unit must be the family’s only residence.”

      https://hpha.net/page.asp?urh=HCVP · Housing Choice Voucher Program, Family Responsibilities

  11. 11 of 19

    Where it applies

    The program does not state this. Ask the administrator before relying on it.

  12. 12 of 19

    Current funding status

    Funding status could not be confirmed.

    HPHA’s current official page describes the Homeownership Program but does not expressly state whether new homeownership subsidies are currently available or subject to a separate waiting list or allocation.

    Checked 2026-10-05.

    From the official source

  13. 13 of 19

    How to apply

    Current HPHA Housing Choice Voucher participants should contact the Homeownership Coordinator at 336-878-2300 for program information and next steps.

    From the official source

  14. 14 of 19

    Official source

    https://hpha.net/page.asp?urh=HCVResidentPrograms

  15. 15 of 19

    Dates

    The program does not state this. Ask the administrator before relying on it.

  16. 16 of 19

    Report a mistake

    Use the form on this page.

  17. 17 of 19

    Credit requirements

    The program does not state this. Ask the administrator before relying on it.

  18. 18 of 19

    Eligible loan types

    The program does not state this. Ask the administrator before relying on it.

  19. 19 of 19

    Homebuyer education

    Required.

    Participants must attend a HUD-approved Homeownership Counseling Program and Credit and Budget Counseling Programs.

    From the official source

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Programs differ in how much they give, who they are for, where they apply and how they are repaid. These may be worth comparing.

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Official sources for High Point Housing Authority Homeownership Program

The facts on this page were taken from these sources. Read the program’s own terms there before you rely on a figure.

Visit the official source →

Program rules can change. Confirm current terms with Housing Authority of the City of High Point or a participating lender before you rely on a figure. Record version 1.

Educational information, not a loan offer or an eligibility decision. Read the disclaimer or how we verify programs.